Our Team

Dexter Financial is comprised of a cohesive team of professionals with extensive experience in not only the finance industry, but your industry as well. We understand that the success of our business is dependent upon the success of your business. By combining the entrepreneurial spirit of employee ownership with integrity, we pride ourselves in developing long-term customer relationships.

  • Jim Freeze

    President

    Jim originally joined the company as a credit analyst in 1993, after beginning his career as a commercial lending officer. In 1998, he assumed general management responsibilities for the company, a position he held for nearly five years. From 2003 through 2010, Jim held a series of senior leadership positions within Dexter Apache Holdings, including vice president of corporate development, senior VP and general manager of Dexter Laundry and president of Apache Stainless Equipment. In 2011, he returned to Dexter Financial Services and assumed his current role.

  • Leo Frazier

    Director of Portfolio Development

    Leo began his career with the company as its controller in 1991, following a three-year stint in public accounting. Over the years, he has held various leadership roles within the organization, including general management. Leo has been instrumental in developing key relationships and financing programs during his tenure with the company.

  • Aaron Schott

    Senior Credit Analyst

    Aaron joined the company as a credit analyst in 1997 after graduating from the University of Iowa, where he studied finance and business management. In 2000, he was promoted to senior credit analyst when he assumed greater responsibilities associated with underwriting and collection activities. In addition to developing and managing key customer relationships, Aaron performs key roles associated with documentation review and litigation.

  • Michelle Nelson

    Credit Analyst

    Prior to joining the company in 2005 as a credit analyst, Michelle was employed by GE Capital for 12 years, primarily in collections and litigation. She has also held various banking and sales-related positions in her career. Michelle utilizes her blend of experience to develop strong working relationships with our customer base while performing multiple underwriting and account management roles.

  • Yvette Cedeno

    Sales Coordinator

    Yvette joined the DFS team, as a sales coordinator in 2016 following a 15 year career with Wells Fargo Vendor Financial Services f/k/a GE Capital, where she had a variety of responsibilities, including managing bankruptcy and litigation activity for accounts in Puerto Rico. In addition to her significant finance company experience, Yvette is also fluent in Spanish. Today, Yvette is instrumental in facilitating the application and funding process while performing a multitude of customer service and account maintenance-related functions, especially those requiring Spanish speaking capabilities.

  • Judy Burghart

    Sales Coordinator

    Judy joined the company in 2008 as a sales coordinator after 17 years at GE Capital, where she worked on both the origination and servicing sides of the business. Today, Judy is instrumental in facilitating the application and funding process while performing a multitude of customer service and account maintenance-related functions.

  • Julie Kuda

    Documentation Specialist

    Julie joined DFS as a documentation specialist in 1999, following a 25 year career with Rockwell Collins as a Senior Executive Assistant. Julie is an integral part in setting up our front end system for customer interaction and support, as well as creating, maintaining, and preparing the complete documentation packages used in our financing programs.